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Compare planned budget against actual spending/revenue, compute variances, and explain what drove them. Produces a variance report with over/under flags and a forward forecast. Use when the user has a budget plus actuals, asks "are we on budget", "where did we overspend", monthly/quarterly review, or wants a simple forecast.

Model financial "what-if" scenarios and show the impact on cash, runway, and profit. Handles hiring, losing/winning a client, price changes, funding, cost cuts, and growth assumptions. Use when the user asks "what if we hire X", "can we afford to...", "what happens if we lose our biggest client", "should we raise prices", or wants to compare scenarios before a decision.

Extract structured data from invoices, receipts, and bills (pasted text, PDF, or image), then categorize for bookkeeping and flag anomalies. Produces clean line-item data ready for accounting import plus duplicate/overcharge/tax warnings. Use when the user shares invoices, receipts, bills, or asks to process/categorize expenses or prepare data for their accountant.

Analyze a business's cash flow from raw transaction data (bank exports, accounting CSV, or pasted ledgers). Produces a categorized cash-flow statement, runway calculation, burn rate, and concrete liquidity warnings. Use when the user shares transactions, bank statements, P&L data, or asks about cash position, runway, burn, or "can we afford X".

Help a business price a product or service for profit — compute break-even, margins, and recommend a price using cost-plus, value-based, and competitor anchoring. Produces a price recommendation with the margin math and a sensitivity table. Use when the user asks "how much should I charge", "what's my break-even price", "am I pricing this right", or is setting/raising prices.