Finance & Business

nota-america Skill

Generate financial statements (income statement, balance sheet, cash flow) with period-over-period comparison and variance analysis. Use when preparing a monthly or quarterly P&L, closing the books and need to flag material variances, comparing actuals to budget, building a financial summary for leadership review, or looking up GAAP presentation requirements and period-end adjustments.

nota-america Skill

Decompose financial variances into drivers with narrative explanations and waterfall analysis. Use when analyzing budget vs. actual, period-over-period changes, revenue or expense variances, or preparing variance commentary for leadership.

findscripter Skill

当需要从财务报表做比率分析、DCF 估值、预算差异或滚动预测时使用；用四个仅依赖 Python 标准库的脚本（ratio_calculator/dcf_valuation/budget_variance_analyzer/forecast_builder）算出比率、企业/股权价值、差异与情景预测并生成报告；不适用于实时行情抓取、会计记账、税务申报或证券投资建议；触发词：财务分析、财务比率、ratio、DCF、估值 valuation、WACC、预算差异 budget variance、滚动预测 forecast、现金流 cash flow

findscripter Skill

当需把预算/上期/预测 vs 实际的差异拆成可量化动因（量×价、率×结构、人头薪酬、费用类别）并做瀑布桥分析时使用；做差异分解+重要性筛查+瀑布/桥接对账表，每个动因带带符号金额并验证"起点+各动因=终点"；不适用于只写文字波动说明（→variance-flux-commentary）、不出审计/合规/预测结论、无底层量价人头数据时编造动因；触发词：差异分析、量价分解、瀑布图、bridge、价量结构、预算vs实际、variance analysis

findscripter Skill

当小微企业主在发薪日前要确认现金是否够发工资、需先做现金预测再决定要不要催收逾期账款时使用；做"先预测现金缺口、再排序逾期发票并草拟催款"的两段式流水线，产出 30/60/90 天现金预测+缺口判定、按金额×逾期天数×付款历史排序的催款草稿、发薪前后现金头寸预估；不适用于正式记账做账、出审计/税务结论、未经业主逐条批准就发催款或对外承诺预测；触发词：发薪、现金预测、逾期发票催收、payroll、cash flow、invoice chase

cslawyer1985 Bundle

法外功夫 — Non-legal business skills for lawyers. Decision analysis, game theory, contract design, accounting, finance, microeconomics, law & economics, statistics, and regression analysis distilled into deep, actionable frameworks for legal practice. Each domain includes formulas with LaTeX notation, worked examples, adversarial checklists, and book-aligned structure. | 律师必备的非法律商业技能深度参考：决策分析、博弈论、合同设计、会计、金融、微观经济学、法经济学、统计分析、多元回归。每章都包含完整公式推导、worked examples、对抗清单与经典判例。当用户涉及和解谈判、合同激励、财务尽调、企业估值、损害赔偿计算、反垄断分析、统计证据评估、歧视诉讼回归分析、hold-up、效率违约、Daubert 动议等场景时触发。

aifinlab Bundle

A股风险预算/风险平价策略。当用户说"风险预算"、"risk budget"、"风险平价"、"risk parity"、"风险贡献"、"等风险配置"时触发。基于 cn-stock-data 获取数据，构建风险预算与风险平价组合。支持 formal/brief 两种输出风格。

cslawyer1985 Bundle

法律事项的运营性计费执行。月度账单准备和计费指示、LC 发票审查和代垫款处理、客户账单质询回应、现金流建模（LC 付款义务与客户收款对比）、杠杆和消耗分析（人员配置组合、预测总成本、利润轨迹）。触发词：‘prepare the bill’（准备账单）、‘billing instruction’（计费指示）、‘end of month billing’（月末计费）、‘LC invoice’（LC 发票）、‘local counsel invoice’（本地顾问发票）、‘pass through as disbursement’（作为代垫款转付）、‘client querying the invoice’（客户质疑发票）、‘billing dispute’（计费争议）、‘cashflow gap’（现金流缺口）、‘when will we get paid’（我们何时能收到付款）、‘LC payment due’（LC 付款到期）、‘leverage analysis’（杠杆分析）、‘staffing mix’（人员配置组合）、‘predicted total cost’（预测总成本）、‘burn rate by grade’（按职级消耗率）、‘are we on track’（我们在轨道上吗）、‘what will this matter cost’（此事项将花费多少）。

brathod1432 Bundle

Automatically organizes invoices and receipts for tax preparation by reading messy files, extracting key information, renaming them consistently, and sorting them into logical folders. Turns hours of manual bookkeeping into minutes of automated organization.

brathod1432 Bundle

Business investment analysis and capital allocation advisor. Use when evaluating whether to invest in equipment, real estate, a new business, hiring, technology, or any capital expenditure. Also use for ROI calculations, IRR, NPV, payback period, build vs buy decisions, lease vs buy analysis, vendor evaluation, or deciding where to allocate limited budget for maximum return.

aifinlab Bundle

A股财务健康度诊断/爆雷预警/财务风险排查。当用户说"财务健康"、"财务质量"、"会不会爆雷"、"财务诊断"、"financial health"、"F-score"、"Z-score"、"XX的财务怎么样"、"财报有没有问题"、"应收账款"、"商誉减值"、"现金流质量"、"财务健康度"、"爆雷风险"、"财务风险"时触发。MUST USE when user asks about financial health diagnosis, bankruptcy/default risk, F-score/Z-score analysis, or whether a company might have accounting issues. 通过多维度财务指标（盈利/偿债/营运/现金流）综合诊断企业财务健康程度，计算 Piotroski F-Score 和改良 Z-Score，识别潜在爆雷风险。支持研报风格（formal）和快速诊断风格（brief）。

brathod1432 Bundle

SaaS financial health advisor. Use when a user shares revenue or customer numbers, or mentions ARR, MRR, churn, LTV, CAC, NRR, or asks how their SaaS business is doing.

brathod1432 Bundle

Reduce voluntary and involuntary churn through cancel flow design, save offers, exit surveys, and dunning sequences. Use when designing or optimizing a cancel flow, building save offers, setting up dunning emails, or reducing failed-payment churn. Trigger keywords: cancel flow, churn reduction, save offers, dunning, exit survey, payment recovery, win-back, involuntary churn, failed payments, cancel page. NOT for customer health scoring or expansion revenue — use customer-success-manager for that.

brathod1432 Bundle

Wave Accounting toolkit is not currently available as a native integration. No Wave-specific tools were found in the Composio platform. This skill is a placeholder pending future integration.

javimosch Skill

Query your Nova Net Worth financial data — net worth, accounts, holdings, goals, spending, transactions, AI insights, and health score. Use when the user asks about their finances, money, net worth, account balances, investment holdings, portfolio, stocks, financial goals, spending habits, budget, savings, investments, debt, transactions, or financial health. Requires NOVA_API_KEY environment variable (API key from app.novanetworth.com → Settings → Integrations).

javimosch Skill

Local-first long-term memory for autonomous agents. Built for OpenClaw. Creates wiki knowledge graph from conversations, scores events by surprise, detects conflicts, and assembles token-budget context. Complements OpenClaw's built-in memory_search.

javimosch Skill

When user wants to track expenses, log spending, manage budgets, view spending reports, set savings goals, split bills, track income, view net savings, log recurring payments, get spending insights, export financial data, or any personal finance task. 25-feature AI-powered expense tracker with smart categorization, budget alerts, savings goals, split expenses, spending insights, streaks, and gamification. Works via natural language — just type "spent 50 on food" and done. Free alternative to Mint, YNAB, PocketGuard. All data stays local.

brathod1432 Bundle

Automate Zoho Books accounting workflows including invoice creation, bill management, contact lookup, payment tracking, and multi-organization support through natural language commands

javimosch Skill

UpInvoice: Invoice AI Processing Skill

amey-thakur Skill

Design alerts that fire on the symptoms users feel, using error-budget burn rate, a page-worthiness test, and a runbook link on every rule. Use when writing or pruning alerts and you want the pager to mean something instead of crying wolf.

amey-thakur Skill

Cap flaky tests with a measured budget, quarantine them off the merge gate, and burn them down under named owners and deadlines. Use when re-runs are how the team gets green and no one owns the flakes.

amey-thakur Skill

Precompute expensive read queries into materialized views and pick a refresh strategy that fits a stated staleness budget. Use when an aggregate or join is read far more than the underlying data changes and recomputing it per request is too slow.

komunite Skill

Create a revenue recognition with structured process, quality checks, and system integration

komunite Skill

Design and document a expansion revenue plan with structured process, quality checks, and system integration

amey-thakur Skill

Choose which browsers, versions, and devices to test from real usage data instead of habit or a vendor's full grid. Use when cross-browser testing time or budget is finite and the matrix needs to reflect who actually visits.

amey-thakur Skill

Understand why cash collected is not revenue earned, and record deferred revenue so financial reporting reflects delivery. Use when building billing data models or reporting on a subscription business.

amey-thakur Skill

Evaluate vendors against weighted criteria, a proof of concept that tests your real workload, and a clear-eyed accounting of exit costs before you sign. Use when choosing a paid tool or service you will depend on and a wrong pick is expensive to undo.

amey-thakur Skill

Match people and capacity to project needs over time, accounting for partial allocation, ramp-up, and the cost of splitting attention. Use when planning who works on what across projects.

amey-thakur Skill

Define measurable reliability targets from the user's perspective and use the error budget to decide between shipping and stabilising. Use when reliability is debated without numbers.

prism-shadow Skill

Reconcile MedBridge Sales Ops CRM tasks (B2B medical wholesale + implementation-services) against the remote Sales Ops API and emit the account-ready JSON answer. Covers QUOTE decision packages (EXW pricing, freight options, route risk, recommended mode, payment terms) and milestone RECONCILIATION packages (invoice/payment state, outstanding balance, revenue-recognition coverage, CRM follow-up routing, event/voucher linkage). Use whenever a task references MedBridge, quotes like Q-TR-*, RFQ-TR-*, opportunities like OPP-TR-*, milestones MS1/MS2/MS3, freight-quotes, revenue-journals, or the shared Sales Ops API base URL.

prism-shadow Skill

Produce account-ready JSON decision packages from the MedBridge Sales Ops API (CRM, quotes, freight/logistics, milestone receivables). Use this skill WHENEVER a task asks you to verify customer/quote/RFQ/opportunity records against a MedBridge Sales Ops API (base like http://127.0.0.1:<PORT>) and emit JSON matching an answer_template.json — including: catalog-tier quote pricing and EXW totals; EXW-plus-freight transport comparisons with route/border risk, freight validity and reconfirmation, and a recommended mode; module-only (IEHK / kit) indicative quotes; and opportunity-to-invoice-to-payment-to-revenue-journal reconciliation with outstanding balance, revenue recognition state, and CRM follow-up routing (collection, event/voucher invitation). Trigger even when the user only says "quote decision package", "freight comparison", "engagement / account reconciliation", "revenue recognition check", or names a MedBridge quote/RFQ/ opportunity ID (Q-*, RFQ-*, OPP-*), and never freelance the business rules below.

prism-shadow Bundle

Produce the required JSON answer for ProcureOps ERP "Procurement Supplier and Receiving Control" tasks: sourcing nomination readiness packets, receiving/AP three-way reconciliation, AP close hold/release decisions, contract change-control decision files, budget/contract headroom checks, vendor-risk scoping, and AP release/chargeback netting. Use this skill WHENEVER a task references the ProcureOps API (a localhost service exposing /programs, /suppliers, /contracts, /purchase_orders, /receipts, /ap/invoices, /ap/payments, /approval_events, /budget_snapshots, /vendor_risk_events), asks you to fill an answer_template.json against ERP records, or mentions nomination, receiving control, AP hold/release, three-way match, chargeback, budget headroom, or supplier-risk-as-of-date — even if the words "ProcureOps" or "ERP" are not used but a localhost procurement API plus a JSON answer template are involved.

prism-shadow Skill

Use this skill for MedBridge Sales Ops input/output tasks that ask for account-ready JSON from a local API, especially quote revisions, module RFQs, freight comparisons, opportunity reconciliation, milestone invoices, revenue recognition, event invitations, and voucher controls. Trigger whenever a task mentions MedBridge Sales Ops, API_BASE_URL/BASE_URL, quote/RFQ/customer/catalog/freight/policy verification, or CRM opportunity/invoice/payment/revenue/event reconciliation; the answer must be valid JSON matching the provided input answer_template.

prism-shadow Skill

Use this skill for MedBridge Sales Ops evaluation tasks that ask for account-ready JSON from a local API and an input/payloads/answer_template.json file. It covers quote/RFQ pricing, freight decisions, customer payment policies, opportunity milestone reconciliation, revenue recognition, invoice follow-ups, events, and vouchers. Always use this when the task mentions MedBridge Sales Ops, API_BASE_URL or BASE_URL, quote/RFQ IDs, freight options, opportunities, milestones, revenue journals, or JSON matching an answer template.

wonsukchoi Bundle

Use when a task needs the judgment of a licensed Architect — programming a building's spatial/functional requirements against a budget, developing a design concept against a zoning/code envelope, evaluating a fee proposal or scope-creep request, resolving a code-compliance conflict between disciplines, or working through a construction-phase change order's cost and schedule impact.

wonsukchoi Bundle

Use when a task needs the judgment of a Machinist — reading GD&T (true position, MMC bonus tolerance) to accept or reject a first-article part, deciding whether a chip-color or tool-wear signal means adjusting speeds and feeds, computing a tolerance stack-up across mating parts before committing to nominal dimensions, or accounting for thermal expansion on a tight-tolerance measurement.