PM Estate

Audit the beneficiary designations that quietly override wills — the account-by-account sweep, the life-event triggers that make them stale, and the coordination check against actual intentions. Use when asked check my beneficiaries, does my 401k go to my ex, do beneficiary forms beat a will, or what should I update after marriage/divorce/a birth. Produces the account sweep list, the stale-designation red flags, the intent-vs-paperwork comparison table, and the update checklist with the verify-in-writing step.

The first two weeks after a death, organized — what genuinely needs doing now, what only feels urgent, who to notify in what order, and the documents everything else will require. Use when asked someone just died what do I do, checklist after a death, help me handle my parent's affairs, or what needs to happen this week. Produces the triaged timeline (today / this week / can wait), the notification order, the death-certificate math, and the scripts for the hardest calls — written for someone who cannot think straight, because that's who's reading.

Plan what happens to your digital life — the account inventory, the access plan that doesn't violate terms or law, platform legacy settings, and the memorialize/delete/preserve decisions, written down while it's easy. Use when asked what happens to my accounts when I die, set up a digital legacy plan, help an executor deal with online accounts, or how does my family get into my stuff. Produces the tiered inventory, the legal-access setup (password-manager emergency access + platform legacy tools), the wishes document, and the executor's digital checklist.

Organize an executor's work — the settlement ladder from will-to-probate-to-distribution, the asset/debt inventory, the creditor and beneficiary communications, and the records that keep an executor protected. Use when asked I'm the executor what do I do, organize settling an estate, what's the probate process roughly, or track estate assets and debts. Produces the phased task ladder (jurisdiction-flagged), the inventory workbook structure, communication templates, and the executor's self-protection rules.