BPJS Split & Contribution Calculator
Computes precise monthly payments for BPJS Kesehatan and BPJS Ketenagakerjaan using active statutory wage caps.
Active Statutory Rates & Caps
- BPJS Kesehatan: 4% Employer, 1% Employee. Max wage cap: Rp 12.000.000.
- BPJS TK - JHT: 3.7% Employer, 2% Employee.
- BPJS TK - JP: 2% Employer, 1% Employee. Max wage cap: Rp 10.042.300.
- BPJS TK - JKK: Employer only (0.24% to 1.74% depending on risk level).
- BPJS TK - JKM: Employer only (0.3%).
Trust Envelope (Confidence Contract)
Every engine output must be wrapped in a structured envelope declaring production trust attributes:
regulatory_framework: Applying regulation with article references (e.g.PP No. 58/2023 jo. PMK 168/2023 - TER).ruleset_version: Versioned Id of theengines/rules/*.jsonruleset consulted (e.g.PPH21-2024 v1.0.0).effective_window:[effective_from] – [effective_to]of the applied ruleset.integrity_status:VERIFIEDafter SHA-256 ruleset check, orUNVERIFIED— never present silent calculations when UNVERIFIED.risk_level: ContextualLOW / MEDIUM / HIGHper skill risk metadata.requires_human_review:truefor HIGH risk outputs — mandatory professional sign-off before filing, payment, or execution.currency: IDR, rounded to the nearest whole Rupiah unless another precision is stated.as_of: The simulation/effective date used to select the ruleset.