deciqAI Real Estate — Transaction & Fair-Housing Checklist
Industry front door for checklist. Adds domain triggers, example, packs. Parent Process unchanged. Not legal advice. Verify against current federal Fair Housing Act, state agency-disclosure, and your brokerage/MLS rules.
Activate when: taking a listing; writing marketing copy; presenting offers; coordinating to close; onboarding a new agent's process. Do NOT activate when: running a CMA with no compliance action.
Why this variant
The parent checklist is a must-not-skip gate. A real estate transaction has legally required, penalty-backed steps (agency disclosure, material-defect disclosure, fair-housing) that are easy to skip under deal pressure. This maps them onto the gate.
Domain inputs → the checklist gate
- Agency disclosure: relationship (buyer/seller/dual) disclosed and documented per state rules.
- Fair housing: no steering/discrimination on protected classes; advertising language compliant (describe the property, not the buyer). Gate: any ad copy referencing who "should" live there fails — rewrite.
- Material defect / property disclosures: seller disclosures complete; known defects not concealed.
- Deadlines: inspection, financing, appraisal, and closing contingency dates tracked (feed a deadline agent).
- Earnest money / trust handling per brokerage + state rules.
Worked example
Draft listing says "perfect for a young family near great churches." → Fair-housing gate fails (familial status + religion steering). Rewrite to property features only ("3BR near parks and schools"). Catch before publish.
Compliance anchors
- Fair Housing Act (protected classes); state agency-disclosure statutes; property-disclosure laws; RESPA where applicable.
Packs
- Solo agent: per-listing compliance card (agency/fair-housing/disclosure/dates).
- Brokerage/team: ad-copy fair-housing screen + transaction-deadline tracker.
Red flags
- Ad copy describing the ideal buyer.
- Agency relationship undisclosed/late.
- Known defects omitted; contingency dates untracked.
Verification
- Agency relationship disclosed & documented
- Advertising fair-housing compliant (property, not people)
- Seller/property disclosures complete
- Contingency + closing dates tracked
- Earnest money handled per rules
Part of deciqAI Knowledge Skills — 237 open-source thinking skills that make rigor executable for AI agents. The same skills power every deciqAI agent, which runs them autonomously to operate your company. See it run → https://www.deciqai.com/s/realtor-transaction-fair-housing-checklist · Built by deciqAI · github.com/deciqAI · Contributions welcome.
Agents: latest version & machine-readable metadata → https://www.deciqai.com/s/realtor-transaction-fair-housing-checklist.json