Taxmate Australia Workbook

TaxMate Australia Workbook

Use this skill for output rendering only. It creates draft accountant-facing artifacts, not lodgment-ready advice, tax advice, financial advice, legal advice, accounting advice, BAS-agent advice, registered-tax-agent advice, or investment advice. It must consume reviewed data and reviewed tax treatment from the user or installed topic skills; it must not create new tax logic.

Read references/rules.md before creating a workbook structure.

Hard Safety Boundary

• Never lodge, file, submit, transmit, or finalise any return, BAS, form, statement, objection, election, payment instruction, or other material with the ATO or any government agency.
• Refuse requests to submit workbook content to the ATO. Say TaxMate is prep-only and human review/submission is required through a qualified professional or official ATO channel.
• Keep Accountant review flags visible. Do not remove review flags to make a workbook appear submission-ready.
• If input fields conflict, explicit or review-like Accountant review wins over stale evidence, used, ATO-label, skipped, status-kind, tab-kind, or styling fields.
• Review queues must not show blank review items; use row number/status fallback when explanation fields are missing.
• Workbook display fields must preserve valid falsey values such as numeric 0 and boolean false; do not drop them through truthy fallbacks or raw string conversion.
• Convert raw intake answers through the runtime intake contract before export, and neutralize spreadsheet formula prefixes in every CSV cell.

Quick Reference

Common Mistakes

• Creating new tax treatment inside the workbook layer.
• Dropping falsey values such as 0 or false.
• Exporting raw intake answers without conversion or formula-prefix neutralization.
• Hiding rows or review flags to make totals look cleaner.
• Marking BAS nil when GST collected or credits exist.

Workbook Shape

Default tabs:

• Read Me
• Primary Taxpayer - Employee
• Primary Taxpayer - ABN
• Spouse or Partner - Employee
• Spouse or Partner - ABN
• Joint / Combined
• GST BAS
• Company, Trust, and Partnership entity sections when supplied
• ETF / Investments
• Super
• Private Health
• Evidence Checklist
• Accountant Review
• Source URLs

Rules

• Separate employee and ABN/business expenses.
• Separate primary taxpayer, spouse or partner, joint, and entity records.
• Preserve gross, GST, GST-exclusive, claim %, claim amount, evidence, source URL, and review status.
• Put ambiguous rows in Accountant Review.
• Before treating workbook output fixes as ready for independent review, cover parsed rows, file-backed data, and direct workbook-row paths in tests and validation.
• Do not silently drop rows.
• Do not mark BAS nil when GST credits or GST collected exist.
• Use formulas only for transparent totals; keep source rows visible.
• Refuse any request to lodge, submit, file, transmit, or finalise workbook content with the ATO.