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jiahongc

@jiahongc source repo

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• 20 skills
• 0 followers
• 13 hours ago last updated

1. ▌
   Card Full 2 · jiahongc

   Return a compact full report for one major-US credit card, covering fees, offer, earnings, redemption, credits, travel benefits, protections, mechanics, eligibility, and strategy. Use when the user wants the whole card picture.
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2. ▌
   Card News 2 · jiahongc

   Return material news about one major-US credit card from the last 3 months, including direct card changes, relevant issuer updates, and major approved-site coverage. Use when the user wants the latest card-specific developments.
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3. ▌
   Card Rate 2 · jiahongc

   Return earning rates, caps, exclusions, activation requirements, and merchant-coding caveats for one major-US credit card. Use when the user wants the earn-side details only.
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4. ▌
   Card Value 2 · jiahongc

   Estimate first-year value for one major-US credit card given an optional spending breakdown. Returns welcome bonus + estimated earn + credits minus annual fee. Use when the user wants a quick value check.
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5. ▌
   Card Wallet 2 · jiahongc

   Audit a multi-card wallet for overlap, gaps, and total annual cost. Given a list of cards the user holds, identifies redundant benefits, uncovered spend categories, and net fee burden. Use when the user wants to evaluate their full card lineup.
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6. ▌
   Card Compare 2 · jiahongc

   Return a side-by-side comparison of two major-US credit cards across fees, earning rates, credits, transfer partners, and key benefits. Use when the user is deciding between two cards.
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7. ▌
   Card Credits 2 · jiahongc

   Return statement credits and cash-like credits for one major-US credit card, including trigger rules, cadence, enrollment requirements, restrictions, and practical usage notes. Use when the user wants the credits picture only.
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8. ▌
   Card Transfer 2 · jiahongc

   Return transfer partners, transfer ratios, timing notes, and restrictions for one major-US credit card. Use when the user wants redemption-transfer details only.
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9. ▌
   Card Profile Recommend 2 · jiahongc

   Analyze a multi-card portfolio and return graded card assessments plus 2–3 concrete new-card recommendations with signup bonus strategy. Applies issuer application rules (Chase 5/24, Amex lifetime bonus, Amex 5-card limit, Citi 8/65 and 48-month, Capital One 2-card limit). Use when the user wants to know which cards to keep, drop, or add next.
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10. ▌
    Card Full · jiahongc

    Return a compact full report for one major-US credit card — fees, welcome offer, earning rates, redemption, credits, travel benefits, protections, mechanics, eligibility, and strategy. Covers 11 major US issuers including co-branded hotel and airline cards.
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    installs
11. ▌
    Card News · jiahongc

    Return material news about one major-US credit card from the last 3 months — direct card changes, issuer updates, and major coverage. Covers 11 major US issuers including co-branded hotel and airline cards.
    0
    installs
12. ▌
    Card Rate · jiahongc

    Return earning rates, bonus categories, caps, exclusions, and merchant-coding caveats for one major-US credit card. Covers 11 major US issuers including co-branded hotel and airline cards.
    0
    installs
13. ▌
    Card Value · jiahongc

    Estimate first-year value for one major-US credit card — welcome bonus + annual earn + credits minus annual fee. Accepts an optional spending breakdown. Covers 11 major US issuers including co-branded hotel and airline cards.
    0
    installs
14. ▌
    Card Wallet · jiahongc

    Audit a multi-card wallet — earning map, credit stack, overlaps, gaps, and total annual cost. Evaluates a user's full card lineup. Covers 11 major US issuers including co-branded hotel and airline cards.
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    installs
15. ▌
    Card Compare · jiahongc

    Side-by-side comparison of two major-US credit cards across fees, earning rates, credits, transfer partners, and key benefits. Covers 11 major US issuers including co-branded hotel and airline cards.
    0
    installs
16. ▌
    Card Credits · jiahongc

    Return statement credits and cash-like credits for one major-US credit card — amount, cadence, trigger rules, enrollment requirements, and restrictions. Covers 11 major US issuers including co-branded hotel and airline cards.
    0
    installs
17. ▌
    Card Transfer · jiahongc

    Return transfer partners, ratios, timing, and restrictions for one major-US credit card. Covers 11 major US issuers including co-branded hotel and airline cards.
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    installs
18. ▌
    Card Shared · jiahongc bundle

    Shared research policy and output contracts for the card command suite (card-full, card-transfer, card-rate, card-news, card-credits, card-compare, card-value, card-wallet). Use as background reference, not as a user-facing command.
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19. ▌
    Card Identity · jiahongc

    Resolve a card name to an exact issuer, family, and variant. This is a hidden shared skill used internally by all card commands as their first step. Not user-facing.
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20. ▌
    Card Profile Recommend · jiahongc

    Analyze a multi-card portfolio — grade each card (MVP / Keep / Consider Dropping), recommend 2–3 new additions with churning strategy, apply issuer rules (Chase 5/24, Amex lifetime bonus, Citi 8/65), and sequence applications to maximize signup bonuses. Covers 11 major US issuers including co-branded hotel and airline cards.
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