Results for “credit-conditions”

Redige a acao de consignacao em pagamento (CPC 539-549; CC 334-345): hipoteses de consignacao (CC 335), requisitos do deposito (CC 336-337), efeitos da consignacao procedente (CC 339-343), deposito no prazo de 5 dias (CPC 542 I), insuficiencia do deposito (CPC 545) e a via EXTRAJUDICIAL bancaria com prazo de recusa de 10 dias (CPC 539 §1 a §4). Use quando o operador disser consignar pagamento, consignacao em pagamento, credor recusa receber, deposito judicial de divida, ou mora do credor.

Applies the PCI-DSS framework to identify, assess, and mitigate security risks in systems, processes, and data handling.

Use to audit arrears, collections and financial-difficulty conversations for fair treatment — forbearance offered, pressure absent, vulnerability recognised. Trigger for "audit our collections calls", "are we treating customers in arrears fairly", "did we offer forbearance", financial difficulty handling, payment plan conversations, or a complaint about collections conduct.

Create, apply, and manage AgentRC policies to customize readiness scoring, disable checks, override impact levels, set pass-rate thresholds, and enforce CI gating.

Select evidence-bearing context for a downstream consumer after work when claims, artifacts, validation, unresolved decisions, or omissions must cross a boundary.

Defines when to create Epic, Feature, UserStory, or Task tickets and adds concise guidance to SKILL.md.

Multi-dimensional lead qualification scoring. Evaluates leads against BANT criteria, firmographic fit, behavioral signals, and intent indicators. Outputs qualified/disqualified verdict with detailed reasoning.

Creates or updates a canonical founder context document capturing company, product, market, team, and fundraising facts so downstream workflows operate on concrete data.

Drafts enforceable U.S. Oil and Gas Leases conveying subsurface mineral rights from lessor to lessee while reserving surface rights, royalty interests, and environmental obligations. Handles grant clauses, royalty structures, pooling/unitization, habendum terms, and state-specific regulatory compliance. Use when preparing leases for exploration, extraction, production, mineral rights conveyance, delay rentals, shut-in royalties, or energy law transactional matters.

Use to audit how payment disputes, chargebacks and unrecognised-transaction claims are handled against scheme deadlines and evidence standards. Trigger for "audit our dispute handling", "chargeback quality review", "are we meeting scheme deadlines", unrecognised transaction claims, provisional credit decisions, or a customer complaining their dispute was rejected unfairly.

Analyzes state merit review for non-covered securities offerings, applying NASAA Statements of Policy to cheap stock, promoter equity investment, voting rights, and promoter compensation. Produces examiner-ready comment responses with cap table analysis and negotiation strategy. Use when filing Reg A, Rule 504, intrastate, or direct public offerings in merit review states, responding to Blue Sky examiner comments, structuring offerings to avoid conditioning, or analyzing NASAA SOPs. Also trigger on cheap stock analysis, promoter equity tests, unequal voting rights review, state examiner correspondence, or phrases like "merit review issues" or "the state examiner sent comments."

Pre-commit/ship code review: Codex default; optional Claude, Pi, Droid, Copilot, Cursor, or OpenCode.

Use this skill when the user asks about passenger-carrying CMVs — buses, motorcoaches, charter operations, school buses, limousines, shuttle services. Covers different HOS rules (10-hour driving / 15-hour on-duty / no 34-restart), Class C CDL with P endorsement, S endorsement for school bus, FMCSA Hours-of-Service for passenger vehicles, $5M insurance minimum, BMC-32 filing, accessibility requirements, and how passenger ops differ from property. Cite 49 CFR 395.5 + 387.33.

Detect and exploit race condition vulnerabilities in web applications using Turbo Intruder's single-packet attack technique to bypass rate limits, duplicate transactions, and exploit time-of-check-to-time-of-use flaws.

Requer medidas executivas atipicas com base no poder geral de efetivacao (CPC 139 IV — o juiz determina TODAS as medidas indutivas, coercitivas, mandamentais ou sub-rogatorias necessarias para assegurar o cumprimento, inclusive nas acoes de prestacao pecuniaria), sistematizadas pela tutela especifica das obrigacoes de fazer/nao fazer (CPC 536-537), com limites de proporcionalidade, contraditorio, fundamentacao concreta e subsidiariedade (so apos esgotar os meios tipicos). Use quando o operador disser medidas atipicas, art. 139 IV, suspender CNH do devedor, apreender passaporte, medidas coercitivas execucao, devedor contumaz.

Use when context window is filling up, sessions are getting slow, or you need to preserve state across sessions. For context compression, state snapshots, search-first discipline, and cross-session memory management.

Public finances briefing. Supports UK, US, and Australia. Produces a single compact briefing on borrowing, debt, receipts, spending, and fiscal rules. Optional debt sustainability analysis via the debtkit R package. User-selectable sub-components and multi-format export.

Use to design support incentives that improve behaviour without destroying the metric — pairing pay with guardrails, naming gaming modes, and choosing measures that survive Goodhart pressure. Trigger for "incentive plan", "agent bonus scheme", "SPIFF design", "pay for QA score", "what metric should we bonus", CSAT incentives, or reviewing whether a comp change is driving gaming.

Customize an installed legal skill's settings — jurisdiction defaults, tone, autonomy, and enforced conditions — without weakening its security posture.

Analyze customer needs by identifying the 'job' they hire a product to do, covering job statements, forces of progress, and competitive landscapes.

当意识到自身金钱观念存在限制，并希望采取建设性态度改善财务状况时

Sets up and audits the Claude Code harness for a project: CLAUDE.md, .claude/rules, skills, subagents, settings.json permissions, hooks, verification loop. Commands: kickoff (scaffold new setup), check-playbook (score an existing one), scouting-report (last scorecard), adjust (fix bloat/misplaced instructions), drill (turn advisory prose into real hooks/permissions/CI), decline (record an accepted risk), gameplan (work order with acceptance criteria before building), watch-film (check a diff against that order for scope creep/weakened tests/false claims). Use for setting up Claude Code, or on: "Claude ignores my CLAUDE.md", "it's huge and still misses things", "it said done but ran nothing", "it changed files I didn't ask about", "it weakened a test to pass", "rule, skill, or hook?", "is my setup any good". Not for code quality (code-audit), test coverage (test-assessment), one-off prompt wording (genie-proof-prompts), new skill authoring (skill-creator), or compacting a conversation (handoff).

Use this skill to determine if your carrier should check sex offender registries when hiring drivers. Covers legal requirements, EEOC considerations, and best practices.

Escribe mensajes de commit, PRs e issues con tono humano en español rioplatense o técnico en inglés, siguiendo reglas de atomicidad, límite de 300 líneas y verificación previa de tests.

Extends effective context capacity through strategic compression, masking, caching, and partitioning techniques.

Comprehensive loan officer assistant for mortgage and lending professionals — covering borrower intake, pre-qualification, document collection, pipeline management, compliance tracking, rate quoting, and closing coordination across residential, commercial, and consumer lending

Use to design or audit the support contribution to a customer health score, so the score predicts something instead of averaging weakly-related signals into a colour. Trigger for "build a customer health score", "add support signal to health scoring", "our health scores don't predict churn", red/amber/green account scoring, or a health score nobody trusts.

Give a decisive, project-grounded point of view in the subject's own shape: a graded verdict on an external-adoption question, a holistic take on a document, or a position on a user-supplied approach set. Use for a solo POV, a mid-session second opinion, a named-peer cross-check, any request to consult other models or reconcile their opinions, an `oracle` panel, or a correction-cost-gated proactive cross-check offer. Not for findings review (use ce-doc-review), neutral explainers, or generating options (use ce-ideate or ce-brainstorm).

Validates Claude Ads contracts, bundles, scores, runs, capabilities, repositories, and releases with deterministic checks and recovery steps.

Race condition and TOCTOU testing for web apps. Use when testing one-time operations, concurrent HTTP abuse, rate-limit bypass, Turbo Intruder gates, HTTP/2 single-packet attacks, and CWE-362-style synchronization gaps.

Selects a minimal, non-redundant set of facts, artifacts, skills, and references for a working decision when context is stale, uncertain, or over budget.

Reviews secrets, config defaults, environment variables, logs, credentials, CI secrets, and unsafe settings.

Use with named Profiles for one narrow engineering decision; do not use without the registered trigger or as the primary task owner.

Defines naming conventions for Apex classes, methods, variables, constants, custom objects, triggers, and test classes.

Implement PCI DSS compliance requirements for secure handling of payment card data and payment systems. Use when securing payment processing, achieving PCI compliance, or implementing payment card security measures.