deciqAI

@deciqai source repo

237 skills
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19 hours ago last updated

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Mortgage Loan Program Matching · deciqai
Activate when: matching a borrower to Conventional/FHA/VA/USDA/Jumbo/Non-QM; deciding fixed vs ARM; 'which program fits this borrower?'; borderline DTI/LTV/credit. Do NOT activate when: borrower is pre-committed to one specific product with no alternative. More: deciqai.com/s/mortgage-loan-program-matching

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Resource Integration Hierarchy · deciqai bundle
Activate when: user says 'I feel stuck at a ceiling in my role,' 'what separates good managers from great ones,' 'why can't we solve this class of problem,' 'how do I operate at a higher level,' or a team is consistently reactive rather than proactive. Do NOT activate when: the problem is a purely technical skill gap; the goal is near-term output optimization rather than capability development. More: deciqai.com/s/resource-integration-hierarchy

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Unit Economics Cac Ltv Payback · deciqai
Activate when: deciding whether to spend more on growth; 'is this business actually profitable per customer', 'can we afford ads', raising or budgeting; CAC, LTV, payback, contribution margin. Do NOT activate when: pre-revenue with no cost data (estimate ranges instead) or the question is company-level P&L, not per-customer. More: deciqai.com/s/unit-economics-cac-ltv-payback

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Us Business Registry Open Data · deciqai bundle
Activate when: user needs US company registration data (LLCs, corporations, formation dates, registered agents) in bulk — lead lists by state, formation-trend analysis, entity matching, TAM sizing from registries; user asks 'where can I get company registration data,' 'Secretary of State data,' 'business registry API,' or hits OpenCorporates pricing walls. Do NOT activate when: user needs business *license* data, SEC filings, or non-US registries; user needs Delaware/California/Texas bulk data (paid or unavailable — this skill explains why, then stops). More: deciqai.com/s/us-business-registry-open-data

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Customs Hts Classification Mece · deciqai
Activate when: classifying merchandise under the HTSUS; ambiguous/multi-function goods; 'which heading applies?'; a product spanning multiple chapters. Do NOT activate when: an established binding ruling already governs the exact article. More: deciqai.com/s/customs-hts-classification-mece

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Mortgage Loan Fallout Premortem · deciqai
Activate when: a file is submitted or in underwriting; rate lock is ticking; 'what could kill this loan before closing?'; thin-file or borderline borrower. Do NOT activate when: clear-to-close with no open conditions. More: deciqai.com/s/mortgage-loan-fallout-premortem

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Insurance Coverage Gap Premortem · deciqai
Activate when: an insurance agent should stress-test a client's coverage before a claim exposes a gap; 'is this client actually covered', policy review, exclusions/limits/underinsurance; E&O risk. Do NOT activate when: no coverage is being placed or reviewed. More: deciqai.com/s/insurance-coverage-gap-premortem

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Mortgage Trid Timeline Checklist · deciqai
Activate when: an application hits the 6-item threshold (LE clock starts); approaching closing (CD clock); any change-of-circumstance / re-disclosure; 'did we send the LE in time?', 'does this trigger a new 3-day wait?'. Do NOT activate when: pre-application shopping with no six items collected. More: deciqai.com/s/mortgage-trid-timeline-checklist

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Realtor Price Reduction Decision · deciqai
Activate when: a listing isn't selling and the agent must decide list price or a price reduction; 'should we drop the price', 'how much and when', days-on-market rising, showings without offers. Do NOT activate when: the property is priced right and getting offers (no decision). More: deciqai.com/s/realtor-price-reduction-decision

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Ria Adv Crs Compliance Checklist · deciqai
Activate when: annual ADV amendment season; onboarding/updating Form CRS delivery; launching marketing/testimonials; a mock/real exam; 'are we books-and-records compliant?', 'can we post this ad/testimonial?'. Do NOT activate when: the question is portfolio construction, not compliance. More: deciqai.com/s/ria-adv-crs-compliance-checklist

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Tax Filing Position Consequences · deciqai
Activate when: a position/election has effects beyond this year — S-corp election, depreciation/§179/bonus, accounting-method change, filing status, Roth conversion, entity choice; client asks 'should I elect X?'. Do NOT activate when: the item is contained to the current return with no carry effect. More: deciqai.com/s/tax-filing-position-consequences

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Travel Commission Markup Pricing · deciqai
Activate when: setting planning fees vs commission; deciding markup on net rates; 'should I charge a fee or rely on commission?'; pricing a service tier; low-commission or non-commissionable components. Do NOT activate when: fixed franchise pricing you can't change. More: deciqai.com/s/travel-commission-markup-pricing

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Travel Trip Contingency Planning · deciqai
Activate when: building a complex/high-value itinerary; multi-supplier or international trip; hurricane/advisory season; client asks 'what if something goes wrong?'; designing a group/FIT trip. Do NOT activate when: single refundable booking with trivial exposure. More: deciqai.com/s/travel-trip-contingency-planning

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Freight Carrier Vetting Checklist · deciqai
Activate when: a freight broker is booking a carrier and must vet authority/insurance/safety before tendering a load; 'is this carrier legit', onboarding a new carrier, preventing fraud/double-brokering. Do NOT activate when: the carrier is an established, already-vetted partner with current records on file. More: deciqai.com/s/freight-carrier-vetting-checklist

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Freight Double Brokering Exposure · deciqai
Activate when: a freight broker faces fraud/double-brokering or non-payment risk; 'the carrier that hauled isn't the one I booked', chargebacks, unpaid carriers coming after the shipper; tracing downstream liability. Do NOT activate when: a fully vetted, tracked, single-carrier move with no anomalies. More: deciqai.com/s/freight-double-brokering-exposure

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Ria Fiduciary Conflict Disclosure · deciqai
Activate when: identifying/disclosing conflicts in ADV 2A; compensation that varies by product; affiliated custodian/manager; rollover recommendations; 'is this a conflict we must disclose?'. Do NOT activate when: no advisory relationship / no agency duty. More: deciqai.com/s/ria-fiduciary-conflict-disclosure

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Tax Prep Pre File Audit Premortem · deciqai
Activate when: a return has aggressive/uncertain positions (large Schedule C losses, high meals/vehicle, hobby-vs-business, real-estate professional status, R&D/ERC-type credits, crypto); before releasing a complex return; client says 'will this get me audited?'. Do NOT activate when: simple W-2-only standard-deduction return; the question is a straight lookup. More: deciqai.com/s/tax-prep-pre-file-audit-premortem

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Tax Season Throughput Constraints · deciqai
Activate when: returns are piling up before a deadline; reviewer/preparer is the bottleneck; 'we can't get through them all,' 'clients waiting on missing docs,' planning staffing for Jan–Apr. Do NOT activate when: off-season, low volume; the issue is a single stuck return (use debugging, not capacity theory). More: deciqai.com/s/tax-season-throughput-constraints

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Travel Experience Peak End Design · deciqai
Activate when: designing an itinerary you want remembered and referred; planning honeymoon/milestone/luxury trips; 'how do I get repeat clients and referrals?'; setting surprise-and-delight touches. Do NOT activate when: pure transactional booking with no relationship goal. More: deciqai.com/s/travel-experience-peak-end-design

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Insurance Renewal Retention Ladder · deciqai
Activate when: an insurance agent wants to keep clients renewing and buying more lines; 'how do I stop losing clients at renewal', cross-sell/round-out accounts, book retention; 'my retention is dropping'. Do NOT activate when: the agent has no existing book to retain. More: deciqai.com/s/insurance-renewal-retention-ladder

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Realtor Sphere Of Influence Ladder · deciqai
Activate when: a real estate agent wants repeat + referral business instead of chasing cold leads; 'where's my next deal coming from', building a sphere-of-influence / past-client nurture, database marketing. Do NOT activate when: the agent has no past clients/contacts yet (start with lead-gen basics first). More: deciqai.com/s/realtor-sphere-of-influence-ladder

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Mortgage Rate Negotiation Anchoring · deciqai
Activate when: a borrower anchors on a headline/teaser rate they saw; presenting rate+points+APR trade-offs; competitor 'lowball' quote; 'why is your rate higher than the ad?'. Do NOT activate when: simply disclosing final locked terms. More: deciqai.com/s/mortgage-rate-negotiation-anchoring

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Realtor Closing Experience Peak End · deciqai
Activate when: a real estate agent wants clients who refer and return; designing the closing/handoff experience, milestone moments in a transaction; 'how do I get more referrals from happy clients'. Do NOT activate when: the transaction is transactional-only with no relationship goal (e.g. one-off REO). More: deciqai.com/s/realtor-closing-experience-peak-end

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Travel Cancellation Refund Decision · deciqai
Activate when: a client needs to cancel/change; deciding refund vs credit vs insurance claim; comparing supplier penalties; 'what's my best move to recover the most?'. Do NOT activate when: fully refundable booking, no decision needed. More: deciqai.com/s/travel-cancellation-refund-decision

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Insurance Agent Compliance Checklist · deciqai
Activate when: an insurance agent/agency must not skip licensing, disclosure, suitability, and replacement steps on a sale; 'am I compliant on this policy', selling/replacing a policy, onboarding a producer. Do NOT activate when: the question is pure coverage/rating with no compliance action. More: deciqai.com/s/insurance-agent-compliance-checklist

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Customs Reasonable Care Isf Checklist · deciqai
Activate when: filing an entry or ISF; onboarding an importer (POA); building the compliance file; 'did we file ISF in time?', 'is our reasonable-care record complete?'. Do NOT activate when: the shipment is exempt and no entry/ISF is required. More: deciqai.com/s/customs-reasonable-care-isf-checklist

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Insurance Suitability Principal Agent · deciqai
Activate when: an insurance agent's compensation conflicts with the client's best coverage; 'which product do I recommend', commission-driven product choice, captive vs independent conflicts, best-interest duty. Do NOT activate when: no recommendation is being made (pure servicing) or no conflict exists. More: deciqai.com/s/insurance-suitability-principal-agent

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Freight Shipper Carrier Principal Agent · deciqai
Activate when: a freight broker must balance shipper and carrier interests and disclose their intermediary role; 'whose side am I on', margin transparency, conflicts between best rate for shipper vs relationship with carrier. Do NOT activate when: acting as an asset carrier (not a broker) with no intermediary conflict. More: deciqai.com/s/freight-shipper-carrier-principal-agent

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Customs Duty Optimization Opportunity Cost · deciqai
Activate when: an importer has recurring, material duty spend; evaluating FTZ, duty drawback, first-sale valuation, bonded warehouse, or FTA use; 'are we leaving duty savings on the table?'. Do NOT activate when: de minimis / trivial duty where program cost exceeds benefit. More: deciqai.com/s/customs-duty-optimization-opportunity-cost

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Realtor Transaction Fair Housing Checklist · deciqai
Activate when: a real estate agent is running a listing/transaction and must not skip disclosure, agency, and fair-housing steps; 'what do I need to disclose', writing an ad, handling an offer, closing coordination. Do NOT activate when: the question is pure market/pricing analysis with no compliance step. More: deciqai.com/s/realtor-transaction-fair-housing-checklist

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Mvp · deciqai bundle
Activate when: someone says 'MVP', 'minimum viable product', 'smoke test', 'concierge MVP', or 'Wizard of Oz'; a team is scoping a build and hasn't named the assumption they're testing; engineers are about to build for months on an unvalidated idea; someone asks 'what's the smallest thing we can ship?'. Do NOT activate when: the product already has validated PMF and the question is scaling or polishing; the deliverable is a contractual obligation already sold. More: deciqai.com/s/mvp

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Mece · deciqai bundle
Activate when: user says 'decompose this', 'structure this thinking', 'MECE', 'issue tree', 'Minto Pyramid', 'how do we cover all the cases without double-counting', a problem feels too big to think about cleanly, a list of options is messy or overlapping, an analysis keeps going in circles, or a presentation needs to survive hard scrutiny. Do NOT activate when: the problem is trivially small (lunch decisions), or the user is in purely creative/generative mode where premature structure would constrain exploration. More: deciqai.com/s/mece

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Wu Wei · deciqai bundle
Activate when: someone says 'I keep pushing harder but nothing's working'; a manager feels they need to control every detail; a founder is forcing growth that isn't happening; a team is over-engineering something; someone says 'let it happen', 'stop forcing', or 'effortless action'. Do NOT activate when: the situation is a genuine emergency requiring immediate intervention; the user is a novice in a domain where they haven't yet trained the underlying skill. More: deciqai.com/s/wu-wei

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Cynefin · deciqai bundle
Activate when: 'our best practices keep failing', 'experts disagree on the right answer', 'the old playbook isn't working', 'we're in crisis and don't know what to do first', 'best practice doesn't apply here', 'we need a different approach'. Do NOT activate when: situation is unambiguously routine (execution only); a specialized tool (OODA, expected value) already fits. More: deciqai.com/s/cynefin

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10 10 10 · deciqai bundle
Activate when: someone is making a decision under emotional pressure and worries they'll regret it later; someone says "I know I should do X but it feels too scary right now"; someone is about to quit, accept an offer, end a relationship, or have a hard conversation and is stuck; someone mentions "regret minimization," "what would future me say," or "Suzy Welch." Do NOT activate when: the decision has no medium- or long-term consequences (e.g., which lunch to order); the decision belongs to someone else and the user is being asked to ratify it. More: deciqai.com/s/10-10-10

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Anchoring · deciqai bundle
Activate when: user says 'what's a fair price / starting number / ballpark'; counterparty just opened with a number; user is about to negotiate salary, valuation, or deal terms; user is making a forecast and a number has already been floated; user asks about 'first offer', 'framing effect', or 'being anchored'. Do NOT activate when: the number in question is a verifiable data point (audited financials, confirmed comparable) and is genuinely informative; or the decision is so trivial that the economic impact of anchoring is negligible. More: deciqai.com/s/anchoring

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Checklist · deciqai bundle
Activate when: user says 'let's make sure we don't skip anything', 'we need a pre-flight', 'build me a checklist for X', 'we keep missing steps in our deployment / close / launch', 'Gawande / Pronovost / checklist manifesto'. Do NOT activate when: the task is simple and one-off with no recurrence; the user is asking for a to-do list or project plan (not a must-not-skip operational gate). More: deciqai.com/s/checklist

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237 published skills · page 3 of 3